> For the complete documentation index, see [llms.txt](https://docs.init.capital/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.init.capital/key-features/yield-bearing-tokens-as-collateral.md).

# Yield-Bearing Tokens as Collateral

Users can also choose to use yield-bearing tokens as collateral, which allows your collateral to accrue interest from lending as your lending APR.