> For the complete documentation index, see [llms.txt](https://docs.init.capital/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.init.capital/borrowing/health-factor.md).

# Health Factor

The Health Factor is a numerical value that indicates the safety of your position from its liquidation point. A higher value indicates a healthier position, and thus, greater safety against liquidation.

If the Health Factor drops to 1 or below, liquidation is triggered.

The calculations are as follows:

Health Factor = Collateral Credit / Borrow Credit

$$
HealthFactor=CollateralCredit/Borrow Credit
$$

Where

* **Collateral Credit:**

$$
Collateral Credit=\sum(Token Amount*CollateralTokenPrice*CollateralFactor)
$$

* **Borrow Credit:**

$$
BorrowCredit=\sum(TokenAmount*BorrowTokenPrice*BorrowFactor)
$$

### Collateral and Borrow Factors

Note: Collateral Factor should be <= 1, Borrow Factor should be >= 1

{% content-ref url="/pages/phFur9QiH2k6OSvACz28" %}
[Mantle Parameters](/borrowing/health-factor/mantle-parameters.md)
{% endcontent-ref %}

{% content-ref url="/pages/MmPRCcim3gGw5yWBqzJ7" %}
[Blast Parameters](/borrowing/health-factor/blast-parameters.md)
{% endcontent-ref %}