> For the complete documentation index, see [llms.txt](https://docs.init.capital/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.init.capital/lending/how-deposit-works.md).

# How Deposit Works

Deposit supported assets to the corresponding lending pools to receive inTokens. inTokens are interest-bearing tokens that accrue value over time from borrowing interests. It is represented as ‘inxxx’ in your wallet, for example: inETH, inUSDT, etc.

The inTokens’ values will constantly increase at the rate of their current interest rate as they continue to accrue interest. To convert your inTokens back to the deposited assets, simply withdraw. Given that the lending pool has enough unutilized tokens, you will receive your deposited assets, while the inToken gets burnt upon withdrawal.


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